EPFO Form 10C is used by EPFO members to claim EPS Withdrawal Benefit or Scheme Certificate. Many employees call it EPS Pension Withdrawal Online, but technically Form 10C is mainly used for withdrawal benefit or scheme certificate under the Employees’ Pension Scheme.
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| EPFO Form 10C is used to apply for EPS Withdrawal Benefit or Scheme Certificate through the official EPFO claim process. |
If you left your job and your Date of Exit is updated in EPFO records, you may be able to apply Form 10C online through the UAN Member Portal. This guide explains what EPFO Form 10C is, who can apply, EPS withdrawal benefit, Scheme Certificate, online application steps, claim status, rejection reasons and safety tips.
- EPFO Form 10C
- What is EPFO Form 10C?
- EPS Pension Withdrawal Online
- Official EPFO Form 10C Website
- Who Can Apply EPFO Form 10C?
- EPS Withdrawal Benefit vs Scheme Certificate
- Requirements for Form 10C Online
- How to Apply EPFO Form 10C Online
- Form 10C for Less Than 10 Years Service
- Form 10C After 10 Years Service
- Form 10C and Date of Exit
- Form 10C and Form 19 Difference
- Form 10C and Form 31 Difference
- Documents Required for Form 10C
- Form 10C Claim Status
- Form 10C Rejected Reasons
- Form 10C Payment Time
- Safety Tips for EPFO Form 10C
- EPFO Form 10C FAQs
- Final Words
EPFO Form 10C
EPFO Form 10C is an EPS-related claim form. It is used for claiming Withdrawal Benefit or Scheme Certificate from the Employees’ Pension Scheme.
Employees usually search for Form 10C when they leave a job and want to settle PF and pension-related benefits. In many cases, Form 19 is used for PF final settlement and Form 10C is used for EPS withdrawal benefit or Scheme Certificate.
What is EPFO Form 10C?
EPFO Form 10C is used to claim benefits related to EPS pension contribution. It is not the same as regular monthly pension application. Monthly pension is generally claimed through Form 10D where eligible.
Form 10C is commonly used in two situations:
- To claim EPS Withdrawal Benefit where eligible
- To obtain Scheme Certificate where pensionable service needs to be carried forward
EPS Pension Withdrawal Online
Many members call Form 10C as EPS Pension Withdrawal Online. This is a common search term, but members should understand the difference clearly.
If your eligible service is below the required pension period and you satisfy EPFO rules, you may be eligible for EPS Withdrawal Benefit. If your service is enough for pension eligibility, you may not get simple withdrawal benefit; instead, Scheme Certificate or pension-related rules may apply.
Official EPFO Form 10C Website
Use only official EPFO platforms for Form 10C, EPS withdrawal benefit, Scheme Certificate, claim status and grievance services.
Official EPFO links:
Do not apply Form 10C through unknown agents, unofficial websites or random links shared through WhatsApp, SMS or social media.
Who Can Apply EPFO Form 10C?
Form 10C can be used by eligible EPS members based on their service period, age and claim category.
Generally, Form 10C may be used by:
- Members who left employment before completing 10 years of eligible service
- Members who want EPS Withdrawal Benefit where eligible
- Members who need Scheme Certificate to carry forward pensionable service
- Members who completed eligible service but are not yet claiming monthly pension
- Family, nominee or legal heir in specific cases as per EPFO rules
Eligibility depends on EPS rules, service period, age, Date of Exit and EPFO record status.
EPS Withdrawal Benefit vs Scheme Certificate
Before applying Form 10C, understand the difference between Withdrawal Benefit and Scheme Certificate.
| Topic | EPS Withdrawal Benefit | Scheme Certificate |
|---|---|---|
| Purpose | To claim eligible EPS withdrawal amount | To preserve pensionable service for future pension |
| Common Use | When eligible service is below pension eligibility period | When service needs to be carried forward |
| Payment | Amount may be credited to bank if approved | Certificate is issued instead of simple withdrawal |
Requirements for Form 10C Online
Before applying EPFO Form 10C online, check these details:
- Active UAN
- UAN password
- Registered mobile number
- Aadhaar linked with UAN
- Bank account and IFSC approved in UAN KYC
- Date of Exit updated in EPFO records
- Correct Date of Joining
- Correct name, DOB and gender as per Aadhaar
- Eligible service details available in EPFO records
If you have login issues, read our UAN Member Portal Login guide. For KYC help, read our UAN KYC Update guide.
How to Apply EPFO Form 10C Online
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| To apply EPFO Form 10C online, login to UAN Portal, open Online Services, select claim form, verify bank details and submit using Aadhaar OTP. |
Follow these general steps to apply EPFO Form 10C online:
- Visit the official UAN Member Portal.
- Login with UAN, password and captcha.
- Open Online Services.
- Select Claim Form 31, 19, 10C or similar claim option.
- Verify your personal details and service details.
- Verify your bank account details.
- Enter bank account number if asked for verification.
- Select Form 10C where available.
- Choose Withdrawal Benefit or Scheme Certificate option based on eligibility.
- Enter required details shown on the portal.
- Read the declaration carefully.
- Submit the claim using Aadhaar OTP verification.
- Save or note the claim reference number.
- Track the claim status through EPFO claim status service.
The exact screen name may change based on EPFO portal updates. Always follow the latest instructions shown on the official portal.
Form 10C for Less Than 10 Years Service
If a member leaves employment before completing 10 years of eligible service, Form 10C may be used for EPS Withdrawal Benefit where eligible.
Approval depends on service record, Date of Exit, EPS contribution history and EPFO rules. The portal may show available claim options based on your profile.
Form 10C After 10 Years Service
If a member has completed 10 years of eligible service, simple EPS withdrawal may not be available in the same way. Scheme Certificate or pension-related options may apply depending on age and service conditions.
Monthly pension is generally linked with Form 10D and pension eligibility rules. Therefore, do not confuse Form 10C with regular monthly pension claim.
Form 10C and Date of Exit
Date of Exit is very important for Form 10C. If Date of Exit is missing or wrong in EPFO records, the Form 10C claim option may not appear or the claim may be rejected.
Before applying, check whether your Date of Exit is updated correctly for the previous employment.
For detailed steps, read our UAN Date of Exit Update guide.
Form 10C and Form 19 Difference
Many members confuse Form 10C and Form 19 during final settlement.
| Form | Used For | Common Purpose |
|---|---|---|
| Form 19 | EPF final settlement | PF amount withdrawal after leaving job where eligible |
| Form 10C | EPS Withdrawal Benefit or Scheme Certificate | Pension-side withdrawal benefit or service certificate |
If you are applying for final settlement after leaving job, you may need both Form 19 and Form 10C depending on your eligibility.
For PF withdrawal details, read our PF Withdrawal Online guide.
Form 10C and Form 31 Difference
Form 31 is used for PF Advance or partial withdrawal. Form 10C is used for EPS Withdrawal Benefit or Scheme Certificate.
| Form | Purpose | When Used |
|---|---|---|
| Form 31 | PF Advance | Partial withdrawal for eligible reasons |
| Form 10C | EPS benefit | Withdrawal Benefit or Scheme Certificate |
For Form 31 details, read our PF Advance Online guide.
Documents Required for Form 10C
For many online Form 10C claims, the portal may process the claim based on UAN, Aadhaar, bank KYC and service records. However, requirements may vary based on claim type and EPFO verification.
Keep these details ready:
- UAN
- UAN password
- Aadhaar-linked mobile number
- Bank account number
- IFSC code
- Date of Exit details
- Service history details
- Claim reference number after submission
If the portal asks for additional information, provide only genuine and correct details.
Form 10C Claim Status
After submitting Form 10C, you can check claim status through official EPFO services.
Status may show:
- Claim submitted
- Claim under process
- Claim settled
- Payment under process
- Claim rejected
- Claim returned
For full tracking steps, read our EPFO Claim Status guide.
Form 10C Rejected Reasons
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| EPFO Form 10C may be rejected due to Date of Exit issue, Aadhaar mismatch, bank KYC problem, service record mismatch or wrong claim option. |
EPFO Form 10C may be rejected due to profile, KYC, service or eligibility issues.
Common rejection reasons include:
- Date of Exit not updated
- Wrong or missing Date of Joining
- Aadhaar not linked with UAN
- Bank KYC not approved
- Wrong bank account number
- IFSC mismatch
- Name mismatch with Aadhaar or bank
- Date of birth mismatch
- Gender mismatch
- Service period not matching claim type
- Wrong claim option selected
- Duplicate claim request
- EPS contribution or service record issue
For rejection help, read our PF Claim Rejected guide. If the issue is not resolved, read our EPFO Grievance Online guide.
Form 10C Payment Time
Form 10C payment time depends on claim type, KYC status, bank verification, service record, Date of Exit and EPFO processing.
If all details are correct, processing may be faster. If there is a mismatch or missing record, the claim may be delayed, returned or rejected.
Safety Tips for EPFO Form 10C
Form 10C involves sensitive UAN, Aadhaar, bank and service details. Follow these safety tips:
- Use only official EPFO portals.
- Do not share UAN password with anyone.
- Do not share Aadhaar OTP with agents or unknown callers.
- Do not apply through unofficial websites.
- Do not pay anyone for guaranteed claim approval.
- Verify bank account and IFSC before submitting claim.
- Check Date of Exit before applying.
- Use correct claim option only.
- Logout after completing the process.
Uanmembers.in is not an official EPFO, UAN Member Portal, UMANG or Government of India website. This article is published only for educational and informational purposes. For official services, always use official EPFO platforms.
EPFO Form 10C FAQs
What is EPFO Form 10C?
EPFO Form 10C is used to claim EPS Withdrawal Benefit or Scheme Certificate under the Employees’ Pension Scheme.
Is Form 10C for PF or pension?
Form 10C is related to EPS pension-side benefits. Form 19 is used for PF final settlement, while Form 10C is used for EPS Withdrawal Benefit or Scheme Certificate.
Can I apply Form 10C online?
Yes, eligible EPFO members may apply Form 10C online through the official UAN Member Portal if required KYC and service details are updated.
Is Date of Exit required for Form 10C?
Yes, Date of Exit is important. If Date of Exit is missing or incorrect, the Form 10C option may not appear or the claim may be rejected.
Can I withdraw EPS after 10 years service?
If eligible service is 10 years or more, simple EPS withdrawal benefit may not apply in the same way. Scheme Certificate or pension-related options may apply depending on age and EPFO rules.
What is Scheme Certificate in EPFO?
Scheme Certificate helps preserve pensionable service so that the member can claim pension later as per EPS rules.
Are Form 10C and Form 19 same?
No. Form 19 is for EPF final settlement. Form 10C is for EPS Withdrawal Benefit or Scheme Certificate.
Why is my Form 10C rejected?
Form 10C may be rejected due to Date of Exit issue, Aadhaar mismatch, bank KYC problem, service record mismatch, wrong claim option or eligibility issue.
How to check Form 10C status?
You can check Form 10C status through official EPFO claim status services, UAN Member Portal, EPFO Passbook or supported EPFO services.
Is Uanmembers.in an official EPFO website?
No. Uanmembers.in is not an official EPFO or Government website. It is an independent informational blog. For official services, always use official EPFO platforms.
Final Words
EPFO Form 10C is important for EPS Withdrawal Benefit or Scheme Certificate. If you have left your job and your EPFO records are updated correctly, you may be able to apply Form 10C online through the official UAN Member Portal.
Before applying, check your UAN, Aadhaar, bank KYC, Date of Exit, service history and claim eligibility. Correct details can help avoid Form 10C rejection, payment delay and unnecessary grievance issues.